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When to Refinance

Knowing when to refinance is simple with the right guidance. Setting up your refinance correctly takes a good lender.

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County Employee Down Payment Assistance

County Employees can get up to 5.5% in down payment assistance. No payments or interest on the down payment assistance.

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Buy a home with $0 Down. Great down payment assistance available.

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Home equity loan before equity is there. Find out how to finance an ADU

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The Fed made their first rate cut since 2020 today. Lower interest rates are coming.

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VA IRRRL - VA refinances are easy.

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Temporary rate buydowns make home payments affordable.

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Why pay more if you can improve your offer in other ways?

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A little bit on each community that makes up San Luis Obispo County.

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Learn why rates are high and how it affects home prices.