Springtime Listings

The flowers and listings are popping up.

Peak Season for Home Listings

Spring has the most listings out of all the seasons. The months of April and May have more homes listed for sale. This is often due to sellers planning for summer moves and school schedules. It’s also when the hills are green and the landscape is looking its best. More home listings mean more options for buyers. It’s important to be ready and have a plan on how to purchase a home or make an offer.

Get Ready

The first step to being ready is knowing your options. That comes in the form of a mortgage pre-approval. Pre-approvals do not cost anything. You will learn what home prices you qualify for, what payments to expect, and ways to improve your options before you become a homeowner. Get your questions answered before you are looking to buy a specific home. Once you are pre-approved you can start looking at homes and even submit offers.

Most agents will want to know that you are pre-approved before showing homes. It lets them know that purchasing the home is a possibility. Sellers also want to see this step completed as it gives your offer validity. Once you find a home you want to put an offer on you will work with your mortgage professional to know exactly what costs to expect for that specific home. A good lender will also be able to give you a competitive advantage over other offers. Speed and reputation are valuable to sellers when they are looking at offers.

If you are prepared with a pre-approval, getting an offer accepted will be exciting rather than daunting. You will have already gotten the paperwork needed for the loan into your lender. There also won’t be unknowns when it comes to the financing. All you have to do is find the right home, and enjoy the process.